Queen Annes County Homes under $400,000

Queen Annes County Homes under $400,000

Welcome to Queen Anne's County, Maryland—a hidden gem nestled on the Eastern Shore, where picturesque landscapes meet charming communities. Known for its rich history, stunning waterfront views, and vibrant local culture, Queen Anne's County offers an exceptional quality of life for families, retirees, and everyone in between.

One of the most appealing aspects of this county is its diverse range of housing options, particularly for those seeking homes under $400,000. Whether you're a first-time homebuyer or looking to downsize, you'll find an array of affordable properties that don’t compromise on charm or comfort. From quaint single-family homes to modern townhouses, each neighborhood boasts its unique character, allowing you to find the perfect fit for your lifestyle.

Imagine waking up to serene views of the Chesapeake Bay, enjoying leisurely weekends exploring local parks, or indulging in fresh seafood at nearby waterfront restaurants. Queen Anne's County is not just about beautiful homes; it’s also about community. The area hosts a variety of local events, farmers' markets, and festivals that foster a strong sense of belonging among residents.

With easy access to major highways, commuting to nearby cities like Annapolis or Washington, D.C., is a breeze, making it an ideal spot for those who desire a tranquil retreat without sacrificing convenience.

Explore the enchanting neighborhoods of Queen Anne's County today, where your dream home awaits at an affordable price. Embrace the lifestyle you've always wanted in this captivating corner of Maryland!

Newest Queen Annes County Homes under $400,000

107 Lee Rd, Chester
$330,000
3 Beds ⋅ 1 Baths
107 Lee Rd is a one-story Chester home with a streamlined layout and a fully fenced backyard. The kitchen provides ample counter space, white cabinetry, a refrigerator, a range, and a nearby utility nook. The main living area has windows and an open connection to the kitchen, creating flexible space for dining and everyday use. The primary bedroom includes two windows and closet storage, while the bathroom has a vanity and a tub-shower combination. A dedicated laundry area includes a washer and dryer. The broad backyard contains a storage shed, completing this residence with practical interior organization and useful outdoor storage.

107 Lee Rd, Chester

Listing courtesy of Open Door Brokerage, LLC. Contact:

no property photo
$265,000
2 Beds ⋅ 1 Baths
This two-bedroom, one-and-a-half-bath townhome in Centreville offers a convenient in-town location, close to shopping and restaurants. Well-maintained and freshly painted, this unit is ready for you to move in and enjoy!

118 Ridgeview Ct, Centreville

Listing courtesy of TTR Sotheby's International Realty. Contact:

205 Dominion Ln, Chester
$300,000
3 Beds ⋅ 2 Baths
COMING SOON on Kent Island! Opportunity awaits at 205 Dominion Ln in Chester. Currently used as a rental, this detached home offers the chance to bring your vision and make it your own. The property could use some TLC, but for the right buyer, that’s exactly where the potential begins. Whether you’re looking for a home you can update over time and turn into your own Eastern Shore retreat, or you’re an investor searching for your next project or rental opportunity, this property offers plenty of possibilities. Located on sought-after Kent Island with convenient access to everything the area has to offer. Bring your ideas and imagine what this home could become. More details and photos coming soon!

205 Dominion Ln, Chester

Listing courtesy of EXP Realty, LLC. Contact:

8-E Piney Narrows Rd, Chester
$40,000
Looking to own your boat slip instead of paying a hefty lease that could increase year after year? Slip 8-E at Piney Narrows Yacht Haven offers an ownership opportunity in a convenient, community-oriented marina condominium. Measuring 50' x 18' with power, the slip is set beyond a large turnaround area that makes maneuvering easier for larger vessels, including sailboats and sportfish. Located in the heart of Kent Narrows, Piney Narrows Yacht Haven offers a community pool, picnic area with BBQ grill, Yachtsman’s Club lounge, fuel dock with gas and diesel, and complimentary pump-out with fuel purchase. Water, electricity, and Wi-Fi are included. Marina amenities also include winter bubbling at all dock facilities, climate-controlled heads and showers, two laundromats, parking for slip holders and guests, and an on-site canvas shop for new work and repairs. Enjoy convenient access to Kent Narrows restaurants, nearby trails, and popular cruising destinations. Whether you’re seeking a weekend getaway or a home port for the boating season, Slip 8-E offers a comfortable place to enjoy all that Kent Island and the Chesapeake Bay have to offer.

8-E Piney Narrows Rd, Chester

Listing courtesy of Benson & Mangold, LLC. Contact:

512 Auckland Way, Chester
$375,000
3 Beds ⋅ 4 Baths
Nestled in the prestigious Bayside community, this exquisite townhouse that was just updated and renovated in 2026 offers a harmonious blend of luxury and comfort, perfect for those seeking an elevated lifestyle. With renovations completed in 2026, this home boasts modern elegance and thoughtful design throughout its 1,899 square feet. Newer roof, HVAC and hot water heater. Step inside to discover a warm and inviting interior with all new luxury vinyl plank and ceramic tile flooring, featuring a floor plan that seamlessly connects the kitchen and living areas. The family room, conveniently located off the kitchen, is adorned with an electric fireplace, creating a cozy focal point for relaxation. The gourmet kitchen is a chef's dream that includes new quartz countertops, backsplash, new stainless steel appliances, built-in microwave, and a cooktop that promises culinary excellence. Ample storage and a spacious layout make meal preparation a delight. The home features three generously sized bedrooms, each designed with comfort in mind, including an updated primary suite with an luxurious walk-in shower, quartz countertops and new tile flooring. Enjoy the convenience of a fully finished basement with a walkout level, providing additional living space and easy access to the outdoors. The basement also includes garage access, ensuring practicality and ease of living. Step outside to your private deck, where the Chester River is just a short stroll away. The community offers an array of amenities, including a sparkling outdoor pool, tennis courts, and a clubhouse, fostering a vibrant social atmosphere. For those who enjoy an active lifestyle, bike trails and exercise rooms are readily available. Parking is a breeze with an attached garage and additional off-street spaces, ensuring ample room for guests. The meticulously maintained grounds, with included lawn care and snow removal, allow you to enjoy your surroundings without the hassle of upkeep. This property is not just a home; it's a lifestyle. Experience the tranquility of riverfront living while being part of a community that values both leisure and luxury. Embrace the opportunity to make this stunning townhouse your own and indulge in the exclusive lifestyle it offers.

512 Auckland Way, Chester

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

4926 Main St, Grasonville
$149,900
2 Beds ⋅ 1 Baths
Spacious 2 Level Colonial Situated on a Generous .85 Acre Lot Featuring a Spacious Kitchen, Generously Sized Bedrooms, and an Enclosed Sunroom. The Expansive Lot Offers Plenty of Space and Flexibility for Renovation or Redevelopment. Property Needs Remodeling. Excellent Opportunity for Investors, Builders, or Buyers Looking for Acreage. Bring Your Vision and Unlock the Potential of This Unique Property! Sold As-Is.

4926 Main St, Grasonville

Listing courtesy of ANR Realty, LLC. Contact:

15 Mariners Way Unit A-1, Stevensville
$265,000
2 Beds ⋅ 2 Baths
Chesapeake Waterfront Lifestyle Without the Waterfront Price Tag! Welcome to a beautifully transformed retreat in Kent Cove, where easy coastal living meets the comfort and convenience of a thoughtfully updated home. This exceptional 2-bedroom, 1.5-bath townhouse offers a rare opportunity to enjoy water views, community water access, multiple docks, resort-style amenities, and expansive outdoor living—all in a peaceful Stevensville setting just one minute from Routes 301/50. From the moment you arrive, you'll notice that this isn't your typical townhouse. Extensively updated and lovingly maintained, the home received approximately $25,000 in improvements in 2018, including a complete kitchen renovation, updated bathrooms, new flooring throughout, stainless steel appliances, granite countertops, fresh paint, updated water-heater components, and a custom cabinet niche/coffee station in the dining area. An additional $3,000 in improvements was completed in 2026, keeping the home fresh and move-in ready. The heart of the outdoor experience is the new 8' x 22' Trex deck—a substantial private entertaining space designed for morning coffee, evening cocktails, outdoor dining, or simply enjoying the peaceful Kent Cove surroundings. A second front deck opens to a relaxing common area, while the semi-private common area behind the home creates an additional sense of privacy and space. And then there's the water. Enjoy water views and community access to the water, with three community docks providing opportunities to take in the scenery and enjoy the Eastern Shore lifestyle. Whether you're looking for a peaceful place to unwind after a long day, a weekend escape, or an easy-care home where you can enjoy the outdoors without the responsibilities of a larger property, Kent Cove delivers. The community's amenities add exceptional value and convenience. The $522 monthly HOA fee includes water and sewer, twice-weekly trash pickup, snow removal, maintenance of common areas, exterior townhouse maintenance, a community pool, and access to three docks. It's a lifestyle designed to let you spend less time maintaining a property and more time enjoying it. A detached one-car garage provides valuable storage and parking, while the two-level layout offers comfortable separation between living and private spaces. Best of all, you get the tranquility and character of Eastern Shore living while remaining incredibly convenient to major commuter routes. Routes 301/50 are just one minute away, putting the Bay Bridge, Annapolis, shopping, dining, and everything Stevensville has to offer within easy reach. Updated. Waterfront-oriented. Turnkey. Low maintenance. Convenient. If you've been waiting for an opportunity to enjoy the Kent Island lifestyle without taking on the price and upkeep of a detached waterfront home, this is the one to see. Come experience the views, the decks, the water, and the unique sense of community that make Kent Cove such a special place to call home.

15 Mariners Way Unit A-1, Stevensville

Listing courtesy of RE/MAX Plus. Contact:

53 Queen Caroline Ct, Chester
$329,000
2 Beds ⋅ 3 Baths
Nestled in the community of Queens Landing, this townhome offers a blend of coastal charm and contemporary elegance with carefree living. Boat slips with provisioned boats when available through marina along with Kayaking and storage. With 1,440 square feet of thoughtfully designed living space, this home is a sanctuary of comfort and style. Step inside to discover an inviting open floor plan that seamlessly connects the living and dining areas, creating an ideal space for entertaining or quiet evenings at home. The family room, conveniently located off the kitchen, features an electric fireplace, providing a cozy ambiance for gatherings. On the second level, are two bedrooms both with their private full bath. The most recent upgrades include; New HVAC, new electric fireplace, new kitchen appliances (GE Profile), updated bathroom, new shower, new carpeting and painted throughout. The community amenities include access to an outdoor swimming pool, tennis courts, and pickleball courts, all designed for an active and social lifestyle. The clubhouse and fitness center provide additional opportunities for relaxation and recreation. This home is conveniently located off of 301/50 and minutes from the Bay Bridge for an easy commute. to Annapolis/DC or Baltimore. NOTE; Community upgrade for Fios internet in process and a line of new trees is going behind the home this fall for added privacy as per HOA

53 Queen Caroline Ct, Chester

Listing courtesy of EXP Realty, LLC. Contact:

3520 Goldsboro Rd, Henderson
$350,000
2 Beds ⋅ 2 Baths
Welcome Home! This charming rancher offers 2 bedrooms and 2 full baths, completely renovated in 2016, it offers a perfect blend of modern comfort and classic appeal. The open floor plan, vaulted-ceiling living room - seamlessly connects the kitchen, with gorgeous granite countertops to the dining area, and the large back deck making it ideal for gatherings. The primary suite boasts a spacious walk-in closet with custom built-ins and a beautiful primary bathroom with a large walk-in shower. Additionally this home includes a central vacuum system and main floor laundry room for effortless living. Step outside to discover a serene 1.5-acre lot, complete with a large deck, mature trees, vast farm field views, landscaping and a front porch-perfect for enjoying morning coffee. The property also features a large detached garage with a separate storage space or office, paved driveway and a separate gravel parking area for extra convenience. The basement is unfinished with a walkout located at the back of the house its over half of the sq footage of the home and giving you lots of space for extra storage. This is one to see! Come experience the comfort and tranquility this home has to offer, where every detail has been considered.

3520 Goldsboro Rd, Henderson

Listing courtesy of RE/MAX Executive. Contact:

126 S Commerce St, Centreville
$399,999
4 Beds ⋅ 2 Baths
Step into a charming piece of history with this stunning Victorian home, built in 1890 and lovingly maintained to offer modern comforts while preserving its timeless character. Spanning 2,128 sq. ft. , this detached residence features four spacious bedrooms and a beautifully updated full bathroom, perfect for both relaxation and entertaining. Inside, you'll be captivated by the rich hardwood floors and thoughtful built-ins that enhance the home's character. The combination kitchen and living area creates a warm, inviting space, ideal for gatherings. The kitchen is equipped with essential appliances, including a gas oven/range, dishwasher, and refrigerator, making meal prep a breeze. Convenient main-floor laundry adds to the home's functionality. Step outside to discover a landscaped rear yard, perfect for outdoor activities or quiet moments in the courtyard view. The property also includes a shed for additional storage and off-street parking, ensuring convenience for you and your guests. Located in the heart of the Town of Centreville, this home offers easy access to local amenities, parks, and vibrant community life. Experience the charm of small-town living while being just a short drive from larger urban centers. This is more than just a home; it's a lifestyle waiting for you to embrace. Don't miss your chance to own this captivating Victorian gem!

126 S Commerce St, Centreville

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

815 Chester River Dr, Grasonville
$349,900
3 Beds ⋅ 2 Baths
REDUCED!! Discover the desired WATERFRONT Chester River Beach Community! Just one block from the Boat landing with boat ramp, boat slips, playground, beach, pavilio , picnic area and kayak storage! This one level Rancher boasts 1,593 sqft. of living space and features an open floor plan. The large kitchen boasts an eat-in area with plenty of room for a large dining table for all to gather! The heart of the home is the cozy wood stove, creating a warm atmosphere in the family room. Enjoy three spacious bedrooms and two full baths, which includes the ensuite bath in the primary! Step outside to your huge backyard and enjoy nights under the stars or unwind and grill dinner in your own little courtyard! One car garage is perfect for storage along with an extensive driveway for ample parking. Just take a very short stroll to the community landing and indulge in fishing, crabbing, kayaking or simply soaking in the tranquil views and the BEST SUNSETS! NEW Furnace '24, NEW Hot Water Heater '25, NEW Dishwasher '25 and No Flood Zone here! Top-rated schools, nearby parks and Kent Island Cross Trail is just an added bonus! Close to Marinas, Waterfront Dining, the Narrows, Boutique Shopping this location is perfect for those seeking a vibrant lifestyle on the Shore! Easy on and off RT 50 for the commuter. Don't miss your opportunity to be in Chester River Beach at this great price!

815 Chester River Dr, Grasonville

Listing courtesy of RE/MAX Executive. Contact:

249 White Marsh Rd, Centreville
$399,000
3 Beds ⋅ 1 Baths
Welcome to 249 White Marsh Road, a clean, move-in-ready home on a beautifully landscaped property in Centreville. This well-maintained home features beautiful wood floors, a bright and inviting living space, and a recently renovated bathroom. Pride of ownership is evident throughout, allowing the next owner to move right in and enjoy the home from day one. The lower level offers valuable flex space that could serve as a home office, workout area, hobby room, or potential additional bedroom. Outside, the landscaped yard provides a peaceful setting with plenty of room to relax, entertain, or enjoy the outdoors. Whether you're a first-time buyer, looking to downsize, or simply searching for a well-cared-for home with room to make it your own, 249 White Marsh Road is a property worth seeing.

249 White Marsh Rd, Centreville

Listing courtesy of Real Broker, LLC. Contact:

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